My Poor Baby!

So, I was driving home from running errands last night and was in the left-most lane of a set of two right turn only lanes. The light turned green, and I took off, almost home with my purchases and ready to settle in to a movie when I heard a huge BANG!, felt my head get jerked around, and realized my car had started fish-tailing wildly, nearly spinning into any one of the three other lanes going my direction. I had the presence of mind to correct well enough to stop without hitting anyone, sit still for a minute and get my bearings as I sat at a 45 degree angle in the lane, and slowly move over to the side of the road. I made sure the other car was pulling over, too, and got on the phone to get the police there to make a report-I was sure the damage would be catastrophic. As you can see, somehow it wasn't.
To be completely honest, it sounds prejudiced and probably is; I was a little worried when I saw a huge blonde wig emerging from the other car in the rearview. For some reason, probably due to my extensive experience in the world of drag queens, big wig=big drama. She (it was actually a woman) asked me if I was OK and told me that she had wanted to go straight-to which I observed, a little loudly, perhaps-'it was a RIGHT TURN ONLY LANE!'. I didn't call her any names, even though the pain in my head and tightness in my jaw was making me a little cranky already, not to mention the gazillion hassle-filled steps that will now be necessary to right this situation going through my throbbing head.
We (read:she) made conversation while we waited for the police and I wrote down her insurance information. She is a very VERY strict church-going lady that doesn't like how "homosexual" (she actually said that!) Houston is.
The nice young policeman arrived and was completely bored by our situation. He gave us sheets to fill out and his schpeel about how to fill them out and send them in within 10 days, adding, quite unnecessarily I think, that if you don't send them in to have a record that you were actually there nothing would happen to you. UH, sir--do you need to say that to the lady that just said this was her fault before she goes back to Houston??
Anyways, now I get to deal with insurance companies, body shops, etc. all before I go out of town, of course. In the last three weeks I've gotten minor hail damage, my a/c died in my apartment when it's been 100 degrees every day, and now this. What is the universe trying to tell me, anyway? I'm listening, gosh!